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God's Politics

How Our Health-Care System Wrecks People Who Play by the Rules

by Steve Taylor 10-05-2009

Recently, I learned that my parents’ home is being foreclosed on. This course was set due to illness with both parents — they needed to re-mortgage their home in order to pay their mounting medical bills. My father has worked his entire life as an industrial mechanic, has had insurance, and both parents are eligible for Medicare. Thanks to other factors, however — cancer, a rare genetic cardiovascular anomaly, brain surgery, other illnesses, thousands of dollars in medicines, the massive co-pays, other treatments insurance wouldn’t cover, and a tanked economy that deeply hit my father’s industry — my parents are now losing the home.

My father struggled to preclude this from occurring. Through the physical suffering of disease and the constraints of a 76-year-old body, my father did not retire. With his skill set, even in a bad economy, and in a job that is meant for younger men, he desperately continued to work more than most … but still, it wasn’t enough.

Such is the nightmare of the time and culture in which we live — a financial system built on and collapsed by the greed of those who cared little for the consequence, and an insurance/illness industry pregnant by the profits of sick people. In such a system, good people can work hard, have medical insurance, get sick, and lose their homes. It is no wonder that Jesus said, “…for the children of this age are more shrewd in dealing with their own generation than are the children of light.” It was not meant as a compliment.

The home has been in our family for about a century. My mother grew up in the home. I spent my early childhood years there. My grandparents and great-grandparents lived there. Its walls have contained almost every important event of our family’s life for the last 100 years. And now, on October 16, if we are unable to slow this process through legal action, it will go to auction. Even if we get a few months reprieve, it still seems certain that my folks will lose their home.

The shock of it all has moved Mom into such a difficult space — almost to a point of total dysfunction. That is the very difficult part of all of this. Likely, it is post-traumatic stress. She weeps and keeps repeating, “They are taking our home. We should have been able to do better.” I try to gently explain that she and Dad did nothing wrong, but simply became sick while living in an insane system created to wreak exactly this destruction. But of course, she can hardly hear it. She still sees it as somehow “their fault.”

I’m so angry about this demonic system, a system that destroys the lives of old folks and then seduces them into believing they are guilty of suicide. More than that, I’m angry at my own past compliance in it, only having moved to call for economic and relational justice during the past 15 years. Worse, it was my local church that taught me that not only was my acceptance of such a system appropriate, the system itself was “Christian.” There is much about which to repent. For me … for us all.

If we can get my parents through this without the damage of literally being put on the street, I think they will adjust. But if my mom can’t find a way to be able to leave, I truly am concerned with how she will respond. If they are forced out by the sheriff, their furniture on the street, the shock will kill them.

This is their reality and the reality of tens of thousands of other Americans. My dad and mom did everything that good Americans do. By society’s standards, they played by all the right rules and made all the right decisions. They paid their taxes, didn’t grouse, worked hard, and voted in every election. And now, they are losing their home because they got sick while living in a construct built on greed.

How can this be? Simply because in America, health care isn’t a right. It is a commodity on which profit is made from people who are at the most vulnerable points of their lives.

Do we need universal health care today? No — we needed it before my parents and tens of thousands of others had lost their homes. We needed universal health care yesterday.

So I ask that you join us in prayer. Mom is especially in deep need of the felt-presence and surety of God. And then, I ask you to act. Call your congressional representative and demand universal health care. Teach a class on how Jesus advocates for and literally lives in “the least of these.” Engage in issues of justice. Welcome the stranger, feed the hungry, care for the sick. If not now, then when? And if not us, then who?

My parents never believed they would be in this position. I bet your parents don’t believe it either. And it is almost always somebody’s parents … or children … or neighbors.

Steve Taylor has been engaged in ministries of peace-making and justice for several years, first as a United Methodist Church and Community Worker, and then on staff at the North Carolina Conference of the United Methodist Church.

To learn more about health-care reform, click here to visit Sojourners’ Health-Care Resources Web page.

Categories: Economics, Health
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  • PastorShawn
    Keep in mind that it is those profits that encourage companies to develop the medical care that has produced significant advances that save, prolong, and improve the quality of lives every day. I'll defend profits precisely because they encourage innovation and development that would not occur without the profit-motive.
  • PastorShawn
    I actually articulated several reforms to our health system that would have addressed the case mentioned, without necessarily having her family fund it. But it doesn't seem that you're interested in more market-based approaches (i.e., you didn't acknowledge that I suggested some solutions). In fact, what I suggested is close to where the Netherlands is going in terms of their health system (moving away from the ObamaCare direction).

    In terms of quality of medical care, the U.S. leads the world, while there are stories almost daily in newspapers in the U.K. of tragic deaths not only allowed, but encouraged as a matter of policy under the U.K.'s system. That doesn't mean that the U.S. system can't improve, there are a number of market-based reforms that could improve our system.

    But I do go back to biblical values like 1 Timothy 5 and question why some want to equate "compassion", "righteousness", and "justice" with taking money from other people to fund their "compassion" when they are unwilling to use their own money. Again, two parents, two grandparents, three brothers, and a fiance couldn't afford $417/month ($13/day) to help a family member? Its amazing to look at how much money people spend on car payments, eating out, cable TV, cell phones, etc. etc. When our priorities change its surprising how much we can do with the "little" that we think we have.
  • I don't know the finances of every member of her extended family but no, no one who was there had the money either. I'm tired of people asking why someone didn't pay for her. She didn't have anyone in her support system who HAD that kind of money and that's not such a weird concept for a lot of people in this country.

    And that is the point.

    Looking back, were there things that could have been done to raise money? Probably. But the entire concept that selling BBQ and washing cars to pay for a medical procedure is a legitimate option but something that would make us equals with every other industrialized country on the planet is not is ridiculous.

    The community coming together to support someone in their time of need sounds heart warming and romantic; but it's really just pathetic that Americans would rather people die than the country progress to a point that the rest of our peers are already at.

    A public option would not be some great step of faith into the unknown; other countries around the world have done it really well and it's worked great. No system is perfect but we have the opportunity to look at what's worked and what hasn't and make informed decisions.

    In stead of looking forward to the future we've got a bunch of people sitting around ignoring the growing pile of dead bodies and being scared of something that's been proven successful over and over and over again!

    Ignoring cancer doesn't make it go away; it lets it spread until the body dies.
  • PastorShawn
    Without moving to a public option I would tend to support the decoupling of health care insurance from employment (interestingly, the current system of tying health care insurance to employment is a government policy brought by the same people who now complain about its results). Instead of making health care benefits tax deductible for employees, replace that with some form of equivalent tax credit that allows you to purchase insurance yourself from any insurer in the country (i.e., also remove prohibitions on purchasing insurance across state lines; Jessica's $5,000 policy is significantly higher than the national average). Relatively simple reforms would help situations like this and at significantly lower costs than plans currently circulating in Congress.

    Though again, I'm puzzled by this story like I was by Steve Taylor's original article. I read the referenced obituary, and Jessica had a fairly extensive family, parents, brothers, fiance, etc. and none of them helped her financially?
  • Jessica Leanne Hurt (1987-2009)

    She died in ICU because she couldn't afford the $5K deductible on the insurance that she had through her job. She lost the job, the insurance that came with it, and once she was in ICU dying she qualified for Medicaid so the American Tax Payers paid for her anyway. Except in stead of $5,000 or less they paid over $500,000. And. She. Died.

    What caused all this, you ask? Gallstones that went septic because she couldn't afford the day surgery that her doctor recommended.

    The current system kills and maims and destroys. If you want to remain in that system then - under the Public Option - you are welcome to; the rest of the country needs an option that doesn't destroy humanity.

    http://www.therecordlive.com/article.cfm?articl...

    http://ofchurchandstate-myview.blogspot.com
  • gloveman
    Ashleigh101 and letjusticerolldown:

    No one should work their whole life and lose their house because of catastrophic illness.
    It may make 'business sense', but it's immoral.
    Spin it any way you like, the system is profit-based at the expense of basic human fairness.
  • PastorShawn
    Certainly a tragic story, and any response from an alternate point of view will seem to diminish the tragedy. But the story raises questions that I think are valid. The parents in this story qualify for government sponsored medical care, and yet their plight is the fault of a greedy industry? Whatever the merits or demerits of the health insurance industry, in this story it appears they were let down by Medicare (i.e., the government). The answer to this is apparently an even larger government involvement in health care? This example seems a non sequitur for nationalized health care.

    My second question is (and this will probably sound harsh, its hard to put in a positive way), why isn't Steve Taylor caring for his own parents? He writes this story as though they are in an alternate universe where he is unable to care for them. The Bible speaks of caring for family members (cf. 1 Timothy 5), why is everyone else guilty of greed, yet Steve doesn't seem to take personal responsibility himself?

    It seems as though Steve could have personally and financially helped prior to now. And in the current housing issue, the idea of providing housing for his parents doesn't seem to enter his mind? Why is it that "others" are morally and financially responsible for what Steve seems unwilling to do himself?
  • scout2
    Prk, I have not been denied anything either. Nor has any member of my family or anyone I know. I have EXCELLENT health insurance. It has provided time and time again for my family's needs. I am very anxious and heavy-hearted about the possibility of losing this coverage if things in D.C. come to pass.
  • canucklehead
    I've interviewed Brian Day. Have you? I've visited Cambie and seen their operation. Have you?

    Like all good Christians, I too believe that our Supreme Court always speaks ex cathedra!
    Do you?

    The implicit arrogance and disrespect you demonstrate here is pathetic, your demeanor unworthy of further engagement.
  • canucklehead
    Ashleigh, if you would actually read a post before you beak off, you would see that I said "I have no doubt we pay for it elsewhere in our tax structure." Please, if you insist on posting here, do us the courtesy of actually READING what is posted before offering redundancies.
  • SavannahRose
    It was mentioned that "no one" is profiting from health care or people's sickness. Huh????? What about the CEOs of these huge health insurance companies who make in excess of $50,000 AN HOUR? Or does pointing that out just make me "envious"?

    Seriously - how does anyone defend that? I mean, with a straight face and all.
  • NMRod
    I think, given all the fur flying of unsubstantiated rumors, that I must stick to the extensive experience I have personally or can verify from primary sources - that is, people I know who it has happened to - in both countries.

    The upshot is that the American system is in trouble in ways the Canadian one is not - that is, if you have for a goal of a public health policy genuine and meaningful access to doctors and treatments, that does not result in growing medical bankruptcy and non-treatment.

    The Canadian system is in no danger of failing to provide universal medical care. The United States is already in that circumstance and the situation is worsening rather than getting better. The insurance companies, however, are doing well and therefore oppose any changes. The debate on the part of many, like Ashleigh, seems to mirror their position - nothing is acknowledged to be wrong and nothing needs to be done.

    Perhaps that is why Ashleigh can't give any personal stories of her own - perhaps, for her, this isn't personal and she is one of the agents being paid to shill as part of the insurance companies' lobbying efforts. It all sounds just too much like the old insurance company "Harry and Louise:" blitz with the same recycled falsehoods.

    Ashleigh would be more convincing if she told us just how well she and her family have been served by the present system and how that occurred.

    I for one really would listen respectfully.
  • NMRod
    It's neither accurate nor polite to say, "Baloney."

    Again, you refuse to reveal the experiences you yourself bring to this debate and just repeat one-sided ideological propaganda.

    However, you are right that there's no free lunch. Choices will have to be made, different from the ones currently being made, if there is to be a fair and just system.

    Currently, the nation's priorities are heavily skewered towards unprecedented warfare spending, which is unsustainable for a population to have a reasonable standard of living. As Sun Tszu wrote in The Art of War, "a long war has never been to the benefit of any nation."

    National security states have never been good at meeting the human needs of their populations and always experience low standards of living. We have made the decision to go in that direction, which we never did before. That eats up resources.

    But, those are the two big choices our leaders have made.

    They have ramifications of a negative huge fallout for most average folks in the USA, which is why there is any health care debate at all - more bad things are happening to more people with increasing frequency.

    The elites have made the choice that they will remain financially unaffected by these circumstances, which means they will be drawing more from a shrinking resource pie. The huge and growing disparities between the wealthy elites and everyone else is a clear sign that this is in fact occurring.

    Look at what happens as the system shudders under the unprecedented financial strains. The bailouts went to the wealthiest, who have resumed their selfish ways without any loss of sense of entitlement. They continue to offshore jobs at a fantastic clip, reducing wages and eliminating benefits here - again, the health care debate being one of the consequences.

    Can there be change? I don't believe there will be, until a majority don't have health care access. At that time even you may change your mind.

    At the present time, to reduce spending on the military encirclement of the globe, with a thousand foreign military bases, all the good-paying jobs within the military-industrial-congressional complex (as Eisenhower put it) would cause even greater unemployment, which is politically impossible since there are no other jobs to transition to. Nor can the million or so people working in the health insurance industry just be put out on the street, even though that industry is part of the problem.

    So worry not Ashleigh, it's doubtful that any meaningful reform that will really improve things can actually occur.

    America doesn't seem to know it yet, arrogant as our politicians and their corporate owners are, but we are tapped out. There is no free lunch. Millions and millions of us are in for what we call poverty.
  • jeffp
    She proves her point by pointing out the double standard. It went right over your head.
  • letjusticerolldown
    The goal is to get best possible health outcomes that enable persons to lead the lives they desire; maintaining control over their care and increased access.

    You want reform--just not like anything anyone proposes.

    Some advocate for a Canadian style system. Why not listen and understand what about the system is appealing and assess whether you believe it would work here; or if not that paradigm, what system you would like to see?

    Do you like our system better? Why? Or you don't and see one you like better? Why?
  • kansasmennonite
    If they understood how the system worked they would be more hurt and angry!!!!!!!!!!!!!!!!!
  • Mennoman
    What is "irksome" to some of us, is how the Greatest Superpower on earth cannot deliver healthcare to all of its citizens whereas its northern neighbor figured out how to do so a long time ago.
  • Mennoman
    You stated:

    "And once again... dismiss the speaker and fail to address the statements made. "

    But you also state:

    "He's only viewed "suspiciously" by proponents of universal health care, or socialized medicine, whichever you want to call it because he is a proponent of private health care... in Canada."

    How is what you are doing any different from what you accuse the others of doing? You dismiss the critics and attribute motives to them.
  • Ashleigh101
    You do, in fact, "pay a dime." You either pay it through taxes, or in some provinces, in both taxes and premiums. It is irksome the way some Canadians boast of their "free" health care since it is not "free" at all.
  • Ashleigh101
    "No doubt there are lots of stories, but the truth of them is simply another matter."

    And, uh, who decides which stories matter? Does "the truth" of your story matter? Does the "the truth" of Steve's story matter?

    Is it just "the truth" of those stories that reveal flaws in the Canadian system, or that reveal strengths and positives in the U.S. system, that don't "matter?" I have a pretty strong hunch that any story in which someone was saved by the U.S. system and/or screwed by the Canadian one would by a story that didn't "matter" for you since it would not support your views.

    Funny how you flippantly dismiss stories by stating that "No doubt there are lots of stories, BUT..." when the very basis for your desdain for the U.S. system is based on STORIES... your own as well as others you know or have read.
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